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Finance Options

William A. Lewis Business Solutions

As licensed Credit brokers, William A. Lewis have access to a wide range of finance products as well as finance providers, so that you can be assured of getting a finance deal that is right for you.

All of our sales staff are FSA trained and qualified to answer any questions you may have about arranging finance and paying for your new vehicle.

You may be offered finance with different providers at different rates and repayments terms, depending on your position, which means you are always getting the best deal we can offer.

Not sure which is the right option for your business? Contact our dedicated Contracts/Fleet Team on 01743 450 030 or email contracts@williamalewis.co.uk

Click the link to read more about finance

Hire Purchase 

Finance Lease 

Contract Hire 

Lease Purchase 

Immediate vehicle usage 

Yes

Yes

Yes

 Yes

You decide finance period 

Yes

Yes

Yes

 Yes

Tax Relief 

Yes

Yes

Yes

Yes

Company Asset 

Yes

No

No

Yes

Ownership 

Yes

No

No

Yes

Return at end of term 

No

No

Yes

No

Maintenance option 

No

No

Yes

No

Breakdown Cover option 

No

No

Yes

No

Excess Mileage 

No

No

Yes

No

Deposit 

VAT + 3 Rentals 

Varies 

3 months rental

VAT + 3 Rentals  

VAT 

Upfront

Monthly  

Monthly 

Upfront  

Tax Advantage 

VAT reclaimable  

VAT reclaimable  

VAT reclaimable 

VAT reclaimable  

Mileage 

 Unrestricted

Customer to provide accurate info to avoid negative equity.  

Restricted   

Customer to provide accurate info to avoid negative equity.  

Equity/Depreciation 

 Customer

Customer  

Finance Company

Customer